At BNP Paribas Egypt, our distinguished combination of local experience and worldwide coverage help us full fill your needs and requirements. When it comes to Personal Finance, we have the tools that help you achieve all your objectives.
You now have the chance to give your children a better education, get the car of your dreams, pay for your travel expenses, and own the precious diamonds you dream of, or maybe even renovate your home.


Common Benefits and Features:

- Competitive Interest Rates.
- No need for salary transfer
- No need for a guarantor
- Borrower age between 21 and 65 at the end of loan period.
- Free life and total disability insurance with the financed amount during the settlement period.
- The possibility for top up after 6 months.
- The possibility to monitor the finance account on the Internet banking service (www.egypt.bnpparibas.com)

Who is Eligible for BNP Paribas Personal Finance Programs?

- Salaried customers with minimum gross monthly income of EGP 1500.
- Self employed customers with minimum gross monthly income of EGP 5,000.
- Customers between the age of 21 and 65 at loan maturity.
- Egyptians and foreign residents.

• Your car

BNP Paribas Car Finance Program allows you to own the car of your dreams with financing of up to 90% of the car value. Enjoy a relaxed long-term repayment period with up to 7 years' tenor.

Benefits and Features:

- Financing of up to 90% of the car value
- Loan amounts from EGP 20,000 up to EGP 700,000.
- Repayment period of up to 84 months.



Required Documents for Car Loans

1/ Income proof:

1.1/ Employees:

- Copy of national ID
- Recent utility bill
- HR letter
- Car pro forma invoice

1.2/ Pension holder:

- Copy of national ID
- Recent utility bill
- Original proof of pension
- Car pro forma invoice

1.3/ Self employed:

- Copy of national ID
- Recent utility bill
- Recent commercial register
- Tax card
- Company or personal bank statement for the last 6 month
- Car pro forma invoice


1.4/ Professionals

- Copy of national ID
- Recent utility bill
- Recent commercial register
- Tax card
- Company or personal bank statement for the last 6 month
- Copy of the syndicate card
- Copy of work permit/ clinic license / professional register
- Car pro forma invoice


2/ No Income proof:

2.1/ Employees

- Copy of national ID
- Recent utility bill
- Car pro forma invoice


2.2/ Pension holder:

- Copy of national ID
- Recent utility bill
- Car pro forma invoice


2.3/ Self employed:

- Copy of national ID
- Recent utility bill
- Recent commercial register
- Tax card
- Car pro forma invoice


2.4/ Professionals

- Copy of national ID
- Recent utility bill
- Recent commercial register
- Tax card
- Copy of the syndicate card
- Copy of work permit/ clinic license / professional register

• Your Cash

BNP Paribas Cash Finance Program allows you to fulfil all your needs with cash finance of up to EGP 700,000.

Benefits and Features

- Loan from EGP 10,000 to EGP 700,000.
- Repayment period of up to 84 months.

• Your Diamond

BNP Paribas Diamond Finance Program allows you to own the precious diamond you wish to have with 0 % interest rate.

- Personal Finance starts from EGP 5000 up to EGP 300,000.
- Repayment period of up to 36 months.

• Your Future

BNP Paribas Education Finance Program allows you to finance an education plan for your children or yourself
This program helps you finance all education levels (Schools, Universities, MBA, CPA, DBA, CMA, etc.)


Required Documents for Cash, Diamond and Education Loans:

1/ Employees:

- Copy of national ID
- Recent utility bill
- HR letter

2/ Pension holder:

- Copy of national ID
- Recent utility bill
- Original proof of pension

3/ Self employed:

- Copy of national ID
- Recent utility bill
- Recent commercial register
- Tax card
- Company or personal bank statement for the last 6 months

4/ Professionals

- Copy of national ID
- Recent utility bill
- Recent commercial register
- Tax card
- Company or personal bank statement for the last 6 months
- Copy of syndicate card
- Copy of work permit/ clinic license / professional register

* For Diamond Loans, add to the above documents the jewellery price quotation
* For Education Loans, add to the above documents the tuition invoice from university

• Second Salary

Second Salary Program is a specially tailored program for customers who transfer their salaries to BNP Paribas Egypt. It is a revolving overdraft facility providing you with up to 80% financing of your monthly salary.
With minimal documentation, you can receive your salary twice.

• Overdraft Program

The Overdraft program is especially designed for all BNP Paribas customers that hold Time Deposits (TD) or Certificates of Deposit (CD). The program features very special interest rates and a borrowing facility of up to 90% of TD or CD value.